How it works

The chore-and-allowance loop, in plain English.

Chortal turns the chore-and-allowance routine into a clear, repeatable loop: parents set the rules, kids do the work, parents approve the earn. There's no chat, no community, no card to manage — just the family loop that already exists at home, made calmer and more consistent. Here's how the three sides fit together: the parent side, the kid side, and the money habits the loop builds over time.

How it works

Three simple steps. From chores to real money skills.

Chortal turns the chore-and-allowance routine into something kids actually look forward to — with you in the loop the whole time.

Step 1: Add chores

Set a family chore list once, or build a custom list for each kid. You pick what counts and what it pays.

Step 2: Kids do them, you approve

Kids tap to submit when they're done. You approve from any device, on your time — one tap to confirm.

Step 3: They earn, save, and learn

Approved earnings show up as balance. Kids save toward goals, spend with your sign-off, and build real money skills.

The parent side — approval, not babysitting.

You set up the chores once. There's a family list everyone shares and per-kid overrides for the things that only apply to one child. You pick what counts and what it pays — defaults are there if you want them, custom amounts work just as well.

When a kid submits a chore as done, it lands in your approval queue. One tap to confirm, from any device, with no app to install. Phone, laptop, tablet, work browser — same queue, same one-tap approve. Approval is the throttle: nothing pays out until you say so, and nothing surprises you. You're not babysitting the app, you're confirming work that already happened.

A parent's Chortal approval queue with pending chore and allowance earnings to approve or deny
Pending earns land here. One tap to confirm.

The kid side — chores that feel like a game, with you still in charge.

Kids open Chortal on their own device or yours — it's a web app, so any browser works. They see their list: what's expected today, what's a one-off, what they've already done. Tap to submit when something's finished and the chore moves to "Pending" until you approve.

Once you approve, the earning shows up as balance — the number actually moves on the screen, with a payday animation that makes the moment feel real. From there a kid can save toward a goal, ask to spend (with your sign-off), or hold for the weekly allowance to top things up. Streaks, surprise rewards, and savings goals are the parts that make kids keep coming back. Nothing addictive, nothing predatory — the loop is the loop.

A child's Chortal dashboard showing balance, XP level, and Deposit, Spend, and Save options
What kids see — their list, their balance, their next goal.

Chores and allowance — two shapes of earning.

Chores are individual: a job, an amount, an approval, a payout. The kid does the thing, you confirm, the balance moves.

Weekly allowance is shaped differently. You pick a daily routine and a quota — for example, "five days a week of brushing teeth and bed made." Hit the quota by Sunday and a single allowance payout lands in your approval queue. Miss it and there's no payout that week — just an honest reset. Two shapes of earning, one approval flow. Read more about each on the Chores and Allowance pages.

What this looks like in practice.

Does Chortal touch real money?
No. Chortal is a tracker. Earnings, savings, and spending are numbers in the app, not real-world transactions. You decide what they correspond to when payday actually happens at home.
Do my kids need their own phone?
No. They can use yours, share a family device, or have their own. Chortal opens in any browser.
What if my kids are different ages?
Each kid has their own chore list and amounts. The shared family list is a starting point — not a straitjacket.
What if a chore got done but the kid forgot to submit?
You can mark it done from your side. Parent-initiated submissions go straight to your own queue, ready to approve.

Ready to see the loop in your own family?

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